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The Home Affordable Foreclosure Alternative (HAFA) program is the most important Short Sale program in the Nation.
These are challenging times for millions of homeowners and we are committed to helping homeowners understand and pursue foreclosure alternatives.
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A common question for homeowners that want to sell is whether they should sell in a down market or wait until the market improves? This article provides some insight into this question.
Timing the Market: To Sell or Not to Sell in a Down Market
Timing the Market: To Sell or Not to Sell in a Down [...]

Pending home sales have gone up for three consecutive months. This reflects the broad impact of the home buyer tax credit and the affordability of houses, according to the NATIONAL ASSOCIATION OF REALTORS®.
Due to the sizable number of home buyers who responded to tax credit incentives, but may not be able close on their [...]

If you want to save money on your home purchase in the Palmdale/Lancaster area, it’s a good idea to keep an eye on the local foreclosure activity. Property values have dropped significantly over the past few years and appear to have leveled out. Compared to 2006-2007 prices, most properties are an absolute bargain. [...]

The last round of the home-buyer tax credit may have had a bigger impact than analysts had previously anticipated. In this article, Thomas Lawler, an independent housing economist in Leesburg, Va, indicates that the latest home-buyer tax credit, and its expiration, may have goosed sales just as much as last year’s tax credit. [...]

How long after foreclosure does it take before you can buy again? Jay Brinkmann, chief economist for the Mortgage Bankers Association says that “It could be well over seven or eight years before walkaways are able to obtain a mortgage to buy a home again.”
For those that have either had a short sale, [...]